Loaning Procedure

Revised Rate of Interest with Effect from 01-01-2010   

Slab

Size of Loans

Rate on Borrower

ORDINARY 
(i)
(ii)

(w.e.f   01-01-2010)
Upto Rs.50,000/- 
Above Rs.50,001/-



9.75 
11.25 

FS      
(i)        
(ii)        

(w.e.f   01-01-2010)
Upto Rs.50,000/- 
Above Rs.50,001/-


9.75
11.25


NABARD RHS     
(i)          
(ii)                

Repairs        
(i)      
(ii)

(w.e.f f 01-01-2010)
Upto Rs.50,000/-
 Above Rs.50,001/-

 
Upto Rs.50,000/- 
Above Rs.50,001/-

 


9.75
11.25

9.75
11.25


NHB RHS
(i)
(ii)
(iii)    (a)
          (b)

(w.e.f-08-07-2004)
Upto Rs. 2 Lakh.(Upto 7 Years)
Upto Rs. 2 Lakh.(Above 7 Years)
Above Rs. 2,00,001 To 5 Lakhs (Upto 7 Years)
Above Rs. 2,00,001To 5 Lakhs (Above 7 Years)


9.50
10.00
10.50
11.00

Upgradation and major Repairs
(i)        
(ii)        
(iii) (a)
       (b)



Upto Rs. 2 Lakh(Upto 7 years)
Upto Rs. 2 Lakh(Above 7 years)
Above Rs.2,00,001To Rs.3 Lakh (Upto 7 Yrs) 
Above Rs.2,00,001To Rs.3 Lakh (Above 7 Yrs)




10.00
10.50
11.00
11.50

NFS  
(i)          
(ii)                

Gold Loan       
(i)      

Gold Purchase Loan       
(i)      

Traders loan
(i)      

Consumer loan
(i)      

Second Hand Vehicle loan
(i)      

Cash credit Scheme
(i)      

(w.e.f 01-01-2010)
Upto Rs.50,000/-
 Above Rs.50,001/-

(w.e.f   01-02-2010)
Upto Rs. 2,00,000/-


(w.e.f   01-02-2010)
Upto Rs. 1,50,000/-

(w.e.f   01-02-2010)
Upto Rs. 2,00,000

(w.e.f   01-02-2010)
Upto Rs. 1,00,000/-


(w.e.f   01-02-2010)
Upto Rs. 5,00,000/-


(w.e.f   01-02-2010)
Upto Rs. 1,00,000/-

 


9.75
11.25

10.50



12.00


13.50


12.00


12.00


12.00


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