Regional Offices / PCARDBS

The Kerala State Co -operative Agricultural And Rural Development Bank, has its Head Office at Thiruvanathapuram, 14 Regional Offices at Thiruvanathapuram, Kollam, Pathanamthitta, Alapuzha, Idukki,  Kottayam, Ernakulam, Thrissur, Palakkad, Malappuram, Kozhikkode, Wayanadu, Kannur, Kasargod & 63 affiliated Primary Co operative Agricultural and Rural Development Banks, which functions at Taluk level.

Staff Training Centre

A. Synopsis

STC (Staff Training Centre) is functioning as the prime organ for human resources development under the auspicious of the KSCARD Bank with financial assistance from NABARD.


Provides in-service training to Agricultural & Rural Development Bank Personnel of both KSCARD Bank and Primary ARD Banks throughout Kerala. Training programmes are conducted in 2 channels.

Channel I Programme include :

  1. Induction programme for new comers
  2. Refresher programme for junior level and Field Officers.
  3. Functional Programmes such as Business Devt.& Profit Planning, sharpening of capabilities, strategic financial Management, Personality Development, Appraisal of Farm and Non farm Activities, Conflicts &stress management, Management communication, Modern banking Practices, Innovative Farm Projects, Inspection and Internal Control, Self Development and Executive effectiveness. Legal Scrutiny of loan cases, DAP& MOU, Resources and recovery management, leadership development, interpersonal relations and motivation at work, Management Development, MIS and Office Management and so on.
    Target group for these programs include Executive /Sr. Level, Middle Level and Junior level Officers
  4. Seminars for Non Officials Presidents and Directors of PCARDBs
  5. Training for Sub staff.
  6. Training for Dept. Officers - auditors, Sale Officers, Valuation Officers/ARs etc.
Channel II Programmes 

The Channel Two Programmes are specially designed for computer training to staff at various levels:

  • Basic Programmes for 6 days
  • Advanced Programmes
  • Functional Programmes for SA/DBA for KSCARD Bank Personnel and so on (with Facility Support from external agencies such as Aptech,ER&DCI etc) 
STC Faculties
  • Principal
  • Core Faculty
  • Faculty Member
  • Research Associate

We have a full fledged library with a large number of books on various subjects and a good number of periodicals.

We have an Air Conditioned Computer lab, comprising of 10 Computers and 1 server with accessories for conducting the channel 2 program.

For Channel 1 Programme,we have a modern lecture hall with 'U' shaped table layout and pushback chairs for seating 30 participants at a time.We resort to modern teaching methodology with a good number of teaching aids such as: LCD Projector, Overhead Projector, VCP, Slide Projector, White Boards, Display Board etc.

The Boarding and lodging facilities:
Now offered to participants is expected to be improved with the construction of a new building adjacent to the present bank building.

While the infrastructure facilities are fully provided by the KSCARD Bank ,NABARD funding support under soft terms is available, ie. 80% of the recurring administrative as well as training costs and 100% of certain capital items directly connected with conducting the training courses, both subject to certain ceilings and conditions being laid down by NABARD from time to time.

To reach Us:
The Staff Training Centre
KSCARD BANK LTD, Gandhi Nagar,P.B.No.2076
Kochi-20. Phone. 0484- 2206288
(1.5 KM north to Kadavanthra GCDA Jn)

>> Training Calender 2013-2014. Click here.

>> Addresses of the Offices/ PCARDBs. Click here.